% Dr. Ali Saedvandi, PhD., FRM, MBA, Banking Dubai UAE, Saadvandi, Sadvandi Management % banking experience, - Citibank Macroeconomics policy making advisor: money, capital, and foreign exchange markets; monetary and fiscal policies Banking strategic management expert Consultant to corporations: finance, budget, investment Mentor to Fintechs teaching and research experience in banking and finance, University of Wollongong uowd VP, Structured lending specialist, Senior portfolio specialist,