Compare real mortgage refinance rates from multiple lenders side-by-side. Licensed mortgage broker Josh Stoner (NMLS 117617), Abode Loan LLC (NMLS 2426877) - offices in Newton, NC and Arlington, TX. Licensed in 12 states: NC, TX, SC, TN, KY, GA, FL, AL, LA, OR, CO, CA. Rate/Term, Cash-Out, FHA, VA, Conventional. No spam, no hard credit pull.