Resume of Kam Patel - COO, CTO and Chief Architect with 15 years of leadership experience in designing innovative business solutions transforming technology using the latest digital tools and methodologies to make customers’ banking experience simpler, better, faster & more secure. Skilled in Payments, Regulatory, Digital Assets, Risk Technology and three lines of defence, CRM, Banking Products and Services. Proven global stakeholder management skills and communications between the business, t