One API platform for the entire Shariah financial stack — Murabaha, Ijarah, Musharakah and Sukuk contracts, Takaful and Zakat governance, SEPA Instant settlement under 10 seconds, and a real-time double-entry ledger. 89 rails across 19 categories, 150 endpoints, 37 EU/EEA jurisdictions. AAOIFI + IFSB + SOC 2 + GDPR + PSD2 + ISO 27001 + ISO 20022 built in. No core replacement — request sandbox access.