A private-client office for building the physical reserve layer of a portfolio. Two transparent line items (a competitive metal spread + a vaulting rate); the reviewed Strategy Brief and end-to-end implementation are included. $250K+ minimum reserve allocation (Foundation Reserve $250K–$499K; private-client tiers begin at $500K). Allocated and segregated custody at the Utah-based Precious Metals Vault, IDS, or Brinks.