Hi, I'm Kevin. Welcome to Debt Free Happens. Leave behind all the mistakes, regrets and things you wish you knew before and give yourself what you deserve most. At the beginning of 2012, Erin and I were $107,000 in debt. 33 months later we were debt free. We share our entire money story. The good stuff, the bad stuff and everything in between. Learn from our mistakes and know that it is possible for you to craft a financially independent life on your terms.