Tommy L. Ruff, CLU® ChFC® Master Certified Estate Planner ™ “40 Years of Experience” Creating Wealth and Keeping It in the Family is My Mission. I am a licensed insurance agent in the following States: OK Ins. Lic. #74428AR Ins. Lic. # 833538MO Ins. Lic. # 0168819 TX Ins. Lic. # 1587724 TN Ins. Lic. # […]